I had a collection with Capitol One that I went to court for last year and ended up paying it off.
It was never reported a year later that it was paid, so I sent the court paper work that states paid in full, and my credit report showing it is still open on my report to all three agencies.
I get a "Score Watch" text that tells me that my FICO changed. I was thinking it was resolved and showed paid. But, it shows consumer dispute, account under investigation.
My score went down about 20 points. YUCK.
Is this supposed to do that?
Thanks for the input
Message Edited by butterflyblu on 04-07-2009 11:48 AM