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..care of Barclat's B&N card, and it says:
Factors affecting your FICO® Score1
I assume these are negative factors
I think this is as high as she has ever been, and it will go down when all the mortgage inqus hit!
I find it amusing that they list negative factors with scores like that. It's funny that Barclay does it, because I think the negative comments don't show on this site when the scores get high enough.