I paid a collection last 2/2010. I wrote a letter to TU complaining about the collection in 9/10. My date last active is now showing 9/10. I was hoping my scores would improve after the collection was over a year old this Feb. I am worried my date last active due to my letter reset in Sept. This seems absurd if true.
If the collection is paid, I know of no DOLA on your part that would impact FICO scoring. Definately not DOFD, which the CA cannot update.
While disputes on an unpaid OC account can temporily have some FICO impact due to temp removal of things such as % util, I know of no aspect of paid collection accounts that are scored by FICO that a DOLA on your part would impact.
Maybe someone else knows of an impact I am not aware of.? ......
