I have had to defer my student loans for almost a year, and the interest is causing the balances to grow. Would this have a negative effect on my FICO scores? Right now, I know they are lower than I want them to be because of my high CC utilization, but it seems like they are even lower than I would expect, especially since I have no late pays and no collections (well, one on TU that I am attempting to PFD). My scores are TU 598, EX 628 and EQ 659 with utulization of about 82%.
Venture 10K /NFCU Platinum 6.6K /Amazon 6.6K/ Walmart 3.3K /Cap 1 QS1 1.65K /Cap 1 Platinum 1.15K /Show MC 1.1 /Amex BCE 1K /Chase Freedom 1K / NFCU Cash Rewards 500/
Starting Score:
6/1/13 TU 566 EXP 632 EQ 611Current Score: 09/13/21 TU 726 EXP 717 EQ 718Goal Score: 740 Across the BoardTake the myFICO Fitness Challenge
