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Deletion of only collection with public record still on file

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Revelate
Moderator Emeritus

Deletion of only collection with public record still on file

At most 10 points on Experian FICO 8 models.  Two balances to zero which hadn't been recorded by the monitoring solution, did get +4 points on Equifax for those two balances going to $0 so likely a handful on Experian too if the ratios are the same (57% -> 42% of revolving tradelines reporting a balance, likely breakpoint at 50% explicitly)

 

No discernable changes on any of the prior scores.




        
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