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Just got the upgraded e-mail this afternoon. Logged on and got a 22 point increase with the model change...good stuff. Hope others receive good news rather than a decrease too.
@EddieK wrote:Just got the upgraded e-mail this afternoon. Logged on and got a 22 point increase with the model change...good stuff. Hope others receive good news rather than a decrease too.
Gratz on the bump !! i see most people getting increases i got nothing from mine nothing up nothing down. I think may be only person that it didn't go up or down lol
I was a lucky one as well. I was moved to the 08 model earlier this week and got a 35 point increase, and then this morning I got an alert of another 2 point increase becasue of a CC payment posting.
There is sure a difference in the different models. I was at 675 on the EQ 98 model. I am now 712 on the EQ 08 model. A couple of days ago I paid for the 04 model through EQ and it is 675. They can sure vary. I was not too surprised to see the 04 model being so low, as I recovering from a foreclosure and I know the mortgage lenders like to pull 04. I am guessing that the 04 model weighs a bit heavier in regard to the mortgage trade lines??
I am still waiting for the upgrade. I don't want to call because I am chicken! I am afraid my score will go down (it shouldn't because my util is way down). Getting a bit anxious with the wait. Does anyone know if there is a timeline for when everyone should be upgraded? By the end of the month or something?
@Kennie02 wrote:I am still waiting for the upgrade. I don't want to call because I am chicken! I am afraid my score will go down (it shouldn't because my util is way down). Getting a bit anxious with the wait. Does anyone know if there is a timeline for when everyone should be upgraded? By the end of the month or something?
I'm guessing by mid/end of June. They're doing it in batches and only recently started accelerating their rate of conversions. I suspect we'll see a big batch once or maybe twice a week: they're playing safety bear on this implementation which I can't fault them for as it's undoubtedly corporate procedure for far more than just FICO's consumer division.

Just got a notification this afternoon....AND a bump in score of 33 points upward to 783!!
What if you signed up for SW in April? Are you automatically getting the newer version?
I haven't noticed a change in mine, nor have I received an email stating I was changed. I don't see the point really in the change. Unless places are using it. My TU from Discover It is very close to the current model of MyFico, so I hope I don't get upgraded for a while since that seems to be the more relevant score.
@BluePoodle wrote:I haven't noticed a change in mine, nor have I received an email stating I was changed. I don't see the point really in the change. Unless places are using it. My TU from Discover It is very close to the current model of MyFico, so I hope I don't get upgraded for a while since that seems to be the more relevant score.
FWIW my TU and EQ08 scores are very similar, even tho my TU has about 6 more HP INQ. 802 for EQ 08 and 804 for tu08. Also when i upgraded from eq04 to eq08 my score didn't change at all