Differance between a 60 day late and a thirty day late

[Anonymous]

Hello everyone!

I have a 60 day late payment showing on my mortgage.  It actually should be a 30.  Would this correction actually have any impact on my Fico score?

Thanks

[Anonymous]

30 is bad, 60 worse, 90 awful....you see where this is going.  I believe that 30 vs 60 will affect your score to some level.  But it really affects how a LO and creditor review the contents.

[RobertEG]

Absolutely.  30-day lates are minor delinquencies.  60+ lates are major derogs.

I would jump on this.  It has at least 15-20 points more impact on your credit score.