Are you referring to creditscorecard.com (by Discover) or your scorecard accessed through your own Discover account?
Don't get hung up on the "good" or "very good" etc. arbitrary "ratings" provided by CMS fluff. From reading on here I'm sure you know what is good and what is not.
As a fun aside, my utilization on the scorecard through the Discover site is 1% and assigned the fluff rating of "very good" where if I go to creditscorecard.com my fluff rating is "exceptional" with the same data and 1% utilization. Both scorecards as many know appear to be nearly identical and of course by the same company, so these "ratings" can be inconsistent. My credit score is identical through both sources, so clearly the different fluff rating doesn't matter.
