@Anonymous wrote:
While it's too late now, perhaps a lesson learned here for the OP or anyone else that comes across this thread. While closing ones oldest [20 year old] account today has no real Fico score bearing, when that account falls off it will mean an AoOA/AAoA drop. Whether or not they are significant is profile-dependent.
OP, I understand that you were paying a AF on the card and that your limit was stagnant. In the case of the AF often one can PC to a different/non-AF product with a phone call when you're talking a major bank card.
I tried numerous times. That Platinum Mastercard was not upgradeable. Nor would they eliminate that $5 monthly fee. My Quicksilver is upgradeable to Venture. But I did not want the annual fee. Additionally, the Platinum had no rewards so there was no justification to use it. It did have a 9.9% APR but that was the only positive about that card!
Capital One also reported the closing of this account by Creditor. I told them to mark it as closed by customer. I disputed this with all three credit bureaus and it was changed to closed by the customer.
