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Discover Scorecard Key Factors

Established Member

Discover Scorecard Key Factors

Hi everyone. I was comparing my Discover Fico Scorecard Key Factors. One month says "many accounts paid on time" and the next says "recent bills paid on time" instead. This is a TransUnion fico 8.  I can't find any information on the difference.  Does anyone know?

Message 1 of 2
Community Leader
Super Contributor

Re: Discover Scorecard Key Factors

Not really. All monitoring sites will list things that do apply and some that make no sense. Computer gives reasons to help. But its the score that matters to creditors and how you handle your credit.

Homeowner Sept 2020. 2021 Explorer ST Chase 3.1%. Sharing my rebuild after BK from learning here. Started 540's. FICO 9 801 as of 05/03/2023. I stayed around to pay it forward for those who helped me back then.

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