Discover Scorecard Key Factors

[aliensfan]

Hi everyone. I was comparing my Discover Fico Scorecard Key Factors. One month says "many accounts paid on time" and the next says "recent bills paid on time" instead. This is a TransUnion fico 8.  I can't find any information on the difference.  Does anyone know?

[FireMedic1]

Not really. All monitoring sites will list things that do apply and some that make no sense. Computer gives reasons to help. But its the score that matters to creditors and how you handle your credit.