Discover Scorecard Not Updating?

Tim_S · ‎10-10-2017

My Discover Scorecard states, "This is your Credit Scorecard as of 08/19/2017. Come back after 30 days to refresh it". Is anyone elses not updating? I'm wondering if it's because I froze my credit files?

Sbrooks1 · ‎10-10-2017

Mine too, I also can't pull a trial with CCT and I have all 3 frozen. Can pull TU on CK but not equifax

Anonymous · ‎10-10-2017

@Tim_S wrote:
I'm wondering if it's because I froze my credit files?

I would say you identified the reason why right there.

Tim_S · ‎10-18-2017

Thank you Brutal. I was under the impression that freezing my credit files would only prevent new creditors from pulling my report. I didn't realize it would prevent FICO score updates.

Anonymous · ‎10-18-2017

While I'm not expert on freezing (I've never frozen my reports) I was always under the impression that it prevents any access to your reports. If you were to unfreeze EX file, I'd think your score card would update, then you could always re-freeze it I suppose?

Tim_S · ‎10-19-2017

It's interesting why Credit Karma is still updating though?

rooeez · ‎10-19-2017

Mine hasn't updated since July. I was justing using Experian's free site to get the same score.

rooeez · ‎10-19-2017

Just a note. When I logged into the Discover app on my phone the Fico scores were all current. No idea why the website is different.

newhis · ‎10-20-2017

@rooeez wrote:
Just a note. When I logged into the Discover app on my phone the Fico scores were all current. No idea why the website is different.

Discover has 2 products, 1) the Discover Scorecard for non-members, that information is EX based, 2) and then recently changed their creditcard free FICO (TU based) and call it Scorecard also.

If you use #2, sometimes the Scorecard will show the previous data and not the latest (that you can see with the mobile app). I guess they are still working with some things to present the latest Scorecard sooner.

rooeez · ‎10-20-2017

@newhis wrote:
@rooeez wrote:
Just a note. When I logged into the Discover app on my phone the Fico scores were all current. No idea why the website is different.
Discover has 2 products, 1) the Discover Scorecard for non-members, that information is EX based, 2) and then recently changed their creditcard free FICO (TU based) and call it Scorecard also.

If you use #2, sometimes the Scorecard will show the previous data and not the latest (that you can see with the mobile app). I guess they are still working with some things to present the latest Scorecard sooner.

That's right I forgot. The app TU score is what they provide on the statements.