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Do comments on closed accounts affect FICO?

Just1Starfish
Valued Member

Do comments on closed accounts affect FICO?

If an account is closed but with a balance and being managed by a DMP, do the comments about DMP impact FICO at all? 

Planted the garden: 11/1/2018
See what grows: 5/1/2019
2 REPLIES 2
marty56
Super Contributor

Re: Do comments on closed accounts affect FICO?

Not at all.  IMHO I don't even think lenders care based on my experience with DMP.

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 2 of 3
BrutalBodyShots
Super Contributor

Re: Do comments on closed accounts affect FICO?

Comments in and of themselves don't impact Fico scores.  This goes for both closed and open accounts.  Comments are not part of Fico scoring criteria, though they can be seen by a human being and lead to questions being asked.

Message 3 of 3
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