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Do mortgage scores up regularly with Ultimate 3b?

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hankejp
New Contributor

Do mortgage scores up regularly with Ultimate 3b?

I purchased the ultimate 3b reports May 25.  My credit score have been changing (for the good) and my fico 8 scores are now:

 

640 eq - updated 6/7
654 trans -  updated 6/6
640 exper - updated 6/2

 

When I look at the scores used by mortgage lenders, they have changed or have been updated since May 25.  So I'm wondering if they update every month when the 3b reports renew or if they update regularily like the Fico 8 scores.

 

Thanks

 

Joe

Message 1 of 4
3 REPLIES 3
SouthJamaica
Mega Contributor

Re: Do mortgage scores up regularly with Ultimate 3b?


@hankejp wrote:

I purchased the ultimate 3b reports May 25.  My credit score have been changing (for the good) and my fico 8 scores are now:

 

640 eq - updated 6/7
654 trans -  updated 6/6
640 exper - updated 6/2

 

When I look at the scores used by mortgage lenders, they have changed or have been updated since May 25.  So I'm wondering if they update every month when the 3b reports renew or if they update regularily like the Fico 8 scores.

 

Thanks

 

Joe


They update only when you get your new 3B report; FICO 8 is the only one that updates regularly.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 2 of 4
hankejp
New Contributor

Re: Do mortgage scores up regularly with Ultimate 3b?

Thank you South Jamaica.  I was getting worried.  Hoping my middle score jumps up 10 pts by then.  I'm making progress.

 

I started at:

 

628 - EQ

652 - Trans

620 - Exp 

 

on 5/25.

 

Today I am:

640 - Eq

654 - Trans

640 - Ex

 

I thought these was a nice jump in pts in 2 weeks.

Message 3 of 4
SouthJamaica
Mega Contributor

Re: Do mortgage scores up regularly with Ultimate 3b?


@hankejp wrote:

Thank you South Jamaica.  I was getting worried.  Hoping my middle score jumps up 10 pts by then.  I'm making progress.

 

I started at:

 

628 - EQ

652 - Trans

620 - Exp 

 

on 5/25.

 

Today I am:

640 - Eq

654 - Trans

640 - Ex

 

I thought these was a nice jump in pts in 2 weeks.


They are nice jumps, because the mortgage scores aren't very volatile.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673




Message 4 of 4
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