Doing My Happy Dance

gtnitright · ‎06-02-2014

Last month I posted that my TransUnion fako score was listed as 719 according to another credit monitoring co. We'll today I am overjoyed because my EQIFAX score according to MyFico is now 710! I am so excited! Tomorrow will be my 1yr anniversary using this site. I still have a ways to go but I couldn't have reached 700 without the help from anyone that has ever responded to any post that I had a question about. I'm hoping this score will go up some more this week because I just paid off a credit card and have paid down another card.. Hopefully I'll reach my goal by the end of the year!

Starting Score : EQ 635. TU 632 EX 635
Goal Score: 700. br >
.Nordstrom $800 Loft/$800 Cap 1/$3900 Amex BCE $9000br >

Shogun · ‎06-02-2014

Happy Dance!!!!!!

Starting Score: 504
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.

myjourney · ‎06-02-2014

Congrats and happy myFico anniversary as well

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?

EW800 · ‎06-02-2014

Congratulations! Having about a 100 point improvement in a year is very impressive. Great job!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

GooseGirl · ‎06-02-2014

Wow. I am very impressed with the gains you have made in a year. Congratulations!

Starting Score: EQ 541 (lender pull July 2012)
Current Score: EQ FICO 673, TU08 648, EX FICO 654
Next Goal Score: 680

bdhu2001 · ‎06-03-2014

Congrats!!! I know how ecstatic you are to see all your hard work pay off. I'm impressed. Keep up the good work.

Original Mortgage maturity Sept 2044; Refi maturity Dec 2030
Starting Score: EX 751 EQ 720 TU 737 on 4/9/14
Current Score: EX 849 EQ 835 TU 843
Goal Score: 850

Take the myFICO Fitness Challenge

lg8302ch · ‎06-03-2014

I love success stories - congrats and happy anniversary

-NewGuy- · ‎06-03-2014

Congrats! What a wonderful accomplishment!

Guide to travel cards

bettercreditguy1 · ‎06-03-2014

Congrats, keep up the good work.

Updated scores 3/7/21 TU 849, EQ 829, Ex 818 (all Fico scores) Remember the Three P's: Pay early in Full, Pay on Time, Patience

srchick · ‎06-03-2014

Congrats on your "rebuild" success! (And to Shogun's response: "You are HILARIOUS"!)

Starting Score Feb. 2013: 568
Current Scores: TU (715) {Myfico} EQ {Myfico} (723) EX (751)
Goal Scores: All at 750 by 3rd Qtr 2016 (Before tackling 800's) Don't procrastinate, take the first step!