For all of 2007 my FICO was arounf 750.....In November I leased a new car and opened up 1 new credit card for $1000....Could these 2 things have caused a drop to 697??? (I get these from Trans Union by way of Providian/ WAMU) Seems like a big drop for any one month. no?
the wamu score is a pfico. a cc specific real fico score, but enhanced for cc risk. your fico may be higher or lower, but oters w/similiar scores get dinged pretty hard for opening new accounts, search for "score buckets".