EQ Vs. EX

[smallfry]

I think EQ likes to see a mortgage for higher scoring. My EQ is 14 points lower than EX. I have 10 FICO inqs. on EX only 2 on EQ. Everything else is exactly the same. Anyone explain this one?

[haulingthescoreup]

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@smallfry wrote:
I think EQ likes to see a mortgage for higher scoring. My EQ is 14 points lower than EX. I have 10 FICO inqs. on EX only 2 on EQ. Everything else is exactly the same. Anyone explain this one?

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Any lates, of any age whatsoever? I've found on my reports and on those of two of my kids that EQ will score an identical report with lates lower than the other two, sometimes much lower.

I had always heard that it was TU who rewarded mortgages, but that's just in posts that I've read. I have a mortgage, so no personal experience on that.

[smallfry]

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@haulingthescoreup wrote:

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@smallfry wrote:
I think EQ likes to see a mortgage for higher scoring. My EQ is 14 points lower than EX. I have 10 FICO inqs. on EX only 2 on EQ. Everything else is exactly the same. Anyone explain this one?

---

Any lates, of any age whatsoever? I've found on my reports and on those of two of my kids that EQ will score an identical report with lates lower than the other two, sometimes much lower.

I had always heard that it was TU who rewarded mortgages, but that's just in posts that I've read. I have a mortgage, so no personal experience on that.

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BK and paid state tax lien are on all reports. TU is now by far my highest score 28 higher than EQ and 14 higher than EX. The most curious thing that I found when I pulled this morning was that TU showed 13 accounts opened this past year while EQ was only 6 yet the score was far lower. Puzzling.