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Both reports have the same exact items yet my EX (FAKO) is about 60 points lower than my EQ (FICO). Is that normal to have such a huge difference? Wish I could get myy EX FICO.
@CS800 wrote:Both reports have the same exact items yet my EX (FAKO) is about 60 points lower than my EQ (FICO). Is that normal to have such a huge difference? Wish I could get myy EX FICO.
Not only is it completely impossible to compare an Equifax FICO score to an Experian non-FICO score, it is also often not possible to compare FICO scores provided by two different credit bureaus, even with identical information. This is because the FICO formulas developed for each credit bureau are slightly different, but nevertheless usually yield different scores.