EX lates show incorrectly on FICO EX reports--does this affect FICO score?

[haulingthescoreup]

Hi, everyone--On both of the EX reports I've pulled from the myFICO site, all my lates show as worse than they were: 30's show as 60's, 60's as 90's, etc etc. So it shows no 30's at all, just an immediate jump to 60's. I pulled my online report directly from Experian, and they don't do this there, and even the re-generated EX report from TrueCredit is OK.

This appears to be a FICO problem, rather than an EX problem, since the dates are OK on the report that I pulled from EX.

My concern is, is the EX FICO score generated from these incorrect reporting of lates, and therefore too low, or is FICO using the data that comes directly from EX to figure the score, and the reports are a separate thing, annoying but irrelevant? The worst of this junk will be over 2 years old in March 08, and I'm not planning on doing anything app'ish until then, but I guess I'm a bit concerned if I apply for something later, and they're still listed incorrectly.

[Anonymous]

We all have the same issue.

Someday- myfico will have better support for Exp.

It is just how it is graphically being displayed. If you look at the details you will find them properly identified as 30 60.

[haulingthescoreup]

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@Anonymous wrote:
We all have the same issue.

Someday- myfico will have better support for Exp.

It is just how it is graphically being displayed. If you look at the details you will find them properly identified as 30 60.

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OK, thanks, I won't worry about it, then.

It took me a minute to find the details, but I think you must be talking about the "Seven year payment history" box right above the string of not-entirely-green squares.