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Effects on credit score/report

New Contributor

Effects on credit score/report

I have student loans through Navient. Let's say hypothetically, I would be offered student loan forgiveness for partial or the remaining balance... would that affect my score seeing that account is 8 yrs and is helping with my AAOA?
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New Contributor

Re: Effects on credit score/report

Hi - I had my balance zeroed out on my student loans last year. I was hoping for some change of some sort on my credit scores but it had no effect whatsoever. I believe I read others had a similar result. I was kind of bummed out about it but having a zero balance on my student loans was very satisfying. Best of luck!


Starting Score: EQ 627 - TU 649 - EX 628
Current Score: EQ 630 - TU 649 - EX 628
Goal Score: EQ 677 - TU 699 - EX 678

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