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Equifax Musings

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smallfry
Senior Contributor

Equifax Musings

Now I see what they've done. EQ dropped 3 accounts which were IIB which happened to be my oldest accounts. These 3 are still listed on my TU and EX and are not scheduled to drop off until mid 2011. They dropped my paid/closed mortgage this week which not only happened to be my oldest listed account but it caused my oldest listed account to drop from 10 years 8 months down to 8 years. Also my average age of accounts went from 3 years 3 months to 2 years 12 months. 2 years 12 months. Smiley Happy That's 3 years right? LOL.

So I guess all that taken into account a drop from 706 down to 696 ain't that bad. Its all up from here. I doubt Navy Federal or Penfed will take any adverse action based on this change in my reports which is after all the bottom line. No other issuer I have even peeks at this report.
Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: Equifax Musings

Sounds like EQ has struck again-
 
 
Message 2 of 3
Anonymous
Not applicable

Re: Equifax Musings

I think that change will be seen as just part of the random (or seemingly random) ebb and flow of FICO scoring, and not count against you in any meaningful way.
Message 3 of 3
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