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I paid off on time a 39.00 balance on my CapOne card. I know when all cards report at zero you lose some points. Experian dropped me 8. TU dropped me 11which I knew might happen but why would Equifax drop me 31? Something seems way off here. That is not right at all!
I would say something else probably happened at the same time that caused a greater score drop on EQ. Typically the result of all cards reporting zero balances is something to the tune of 15-20 points lost. On the bright side, you came up lower than that on the other 2 bureaus!