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Equifax increase of 60 points???

tag
queens
Member

Equifax increase of 60 points???

My Equifax score from My Fico increased 60 points over a few months-  711 - 771. I only have one VISA BOA card that always reports with utilization of 5-8 %- It was between 13 and 24 months old during this period. I have 2 student loans listed and they hit 24 months, can this cause this big a change in a fairly thin file
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llecs
Moderator Emeritus

Re: Equifax increase of 60 points???

If you have the before and after reports, then I would compare your accounts' ages, specifically since you mentioned the CC and SLs hit an anniversary. I'd also look to see if there was a change in AAoA. Finally I would look at the before and after for the listed CC utilization. Any of these could have pushed the score that way.

Congrats!
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