Equifax range 20-300??

Anonymous · ‎03-21-2022

We are applying for a HELOC from our credit union, and we just got a credit score notification. It states that the score was 112 from Equifax from a range of 20-300.

I've never seen this before. What model is this?

My FICO 8 scores range from 732-746 and my mortgage scores are 728-749.

dragontears · ‎03-21-2022

@Anonymous wrote:
We are applying for a HELOC from our credit union, and we just got a credit score notification. It states that the score was 112 from Equifax from a range of 20-300.

I've never seen this before. What model is this?

My FICO 8 scores range from 732-746 and my mortgage scores are 728-749.

Sounds like an internal/proprietary score as that is not the score range for any FICO or Vantage model.

mwrobers · ‎03-21-2022

@Anonymous wrote:
We are applying for a HELOC from our credit union, and we just got a credit score notification. It states that the score was 112 from Equifax from a range of 20-300.

I've never seen this before. What model is this?

My FICO 8 scores range from 732-746 and my mortgage scores are 728-749.

Aggreed it's likely internal. Navy Federal uses an internal 100-450. What credit union? Someone else may be able to confirm.