Equifax seems to be lowest score for me including my mortgage score. I find it interesting how my score from Equifax has jumped by highest by 9 pts today as I pay down my debts, Experian only went up 4 pts and Transunion has not updated....
All the CRA's have their own algorithms with FICO software as their base program. All the scores are within 4 points of each other which is usual. Once TU updates with 1% util. It may pass the other 2. They'll never match on gains or losses with the same moves. Thats why probably mortgage lenders use the middle score. Make it fair. I'll trade scores with you. 
What are you using to get your scores? I like that format.
EX is the worst for me which is strange since my TU has almost twice as many inquiries.
@FireMedic1 wrote:All the CRA's have their own algorithms with FICO software as their base program. All the scores are within 4 points of each other which is usual. Once TU updates with 1% util. It may pass the other 2. They'll never match on gains or losses with the same moves. Thats why probably mortgage lenders use the middle score. Make it fair. I'll trade scores with you.
Is there really a middle score I havent checked credit.com in a while but the last time I had my current ratios, the following Mortgage score applied to me and they were way off Equifax 759 Experian 770 Transunion 800. I think its werid that some have stated EX is the lowest for them and some like me EQ, its like there is no middle playing field and instead its done per region?