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Ex score is trending up

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Howaboutthat
Frequent Contributor

Ex score is trending up

My Ex fico score is trending up but Eq and TU reamain static. They generally report the same things in the My Fico App. The biggest swing reported  for example is

they all reported a balance decrease of 672 from a BT to Penfed. Ex goes up Eq and Tu stay the same. Even minor adjustments move Ex a little bit. 

They are not huge jumps either, incremental at best. 

Any ideas. 

Message 1 of 4
3 REPLIES 3
Mr_Mojo_Risin
Senior Contributor

Re: Ex score is trending up

When you say they "generally" report the same, it kind of sounds like there could be minor differences.

The CRA's algorithms are tweaked a little bit differently from each other.

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Message 2 of 4
Anonymous
Not applicable

Re: Ex score is trending up

A BT can be a bit tricky as when the balance moves over there can be a time when both accounts show a balance.  If this is the case on one or two bureaus but not the other(s) it can result in data not being the same across the bureaus, which can in turn create different score changes.  A bit more time passing can allow the data to square up across all 3B.

Message 3 of 4
Howaboutthat
Frequent Contributor

Re: Ex score is trending up

Thanks to you both. 

Message 4 of 4
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