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@Girlzilla88 wrote:@Anonymous and @SouthJamaica So nail on the head just wanted to confirm for DPs but the October 30th report says 2 years 11 months and the Nov 1st report says 3 years for AoOA LOLOLOL everything else the same :3
Personally I don't see the score drop being caused by aging to 3 years.
I never experienced any kind of score drop when reaching a milestone like that.
@SouthJamaica There are plenty of other Datapoints that can be referenced for it happening to other people granted I haven't seen 28 like mine I have seen 22, 9, 8 etc but LUCKY ME to be the 28 drop XD
@Girlzilla88 wrote:@SouthJamaica There are plenty of other Datapoints that can be referenced for it happening to other people granted I haven't seen 28 like mine I have seen 22, 9, 8 etc but LUCKY ME to be the 28 drop XD
He's wrong.
I've experienced it. Loss varied between three CRA, biggest one was on EQ (my highest at the time, I think it was around 25 points. Other two were less, somewhere around 15).
@Remedios Man I wonder why some hits harder than others...Hopefully my TU and EQ won't be as bad XD
@Girlzilla88 wrote:@Remedios Man I wonder why some hits harder than others...Hopefully my TU and EQ won't be as bad XD
My EQ was 790, other two at 765 or so.
Scorecard reassignment brought them closer together, and while I didn't like it, to more realistic level, compared to others with lengthier history on the same scorecard.
I guess EX and TU needed "less adjustment" to put me in my place lol
790 after 25 years of credit history isn't quite the "same" as 790 with 3 years, if that makes sense.
@Remedios It does man it's going to take me FOREVER to get to that 25 years.....SMH I wish my family had me on one of their cards like some of these other people so I could be at 25 years history faster XD But I'll get there ....in 22 years X'D LMAO
Just a side note/update for this month my other two actually went UP this month after the 3 year adjustment LMAO so EQ and TU are higher only EX took the 'big hit'