Experian 28 point Drop?!

[SouthJamaica]

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@Girlzilla88 wrote:

@Anonymous and @SouthJamaica    So nail on the head just wanted to confirm for DPs but the October 30th report says 2 years 11 months and the Nov 1st report says 3 years for AoOA LOLOLOL everything else the same :3

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Personally I don't see the score drop being caused by aging to 3 years.

I never experienced any kind of score drop when reaching a milestone like that.

[Girlzilla88]

@SouthJamaica       There are plenty of other Datapoints that can be referenced for it happening to other people granted I haven't seen 28 like mine I have seen 22, 9, 8 etc but LUCKY ME to be the 28 drop XD

[Remedios]

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@Girlzilla88 wrote:

@SouthJamaica       There are plenty of other Datapoints that can be referenced for it happening to other people granted I haven't seen 28 like mine I have seen 22, 9, 8 etc but LUCKY ME to be the 28 drop XD

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He's wrong.

I've experienced it. Loss varied between three CRA, biggest one was on EQ (my highest at the time, I think it was around 25 points. Other two were less, somewhere around 15). 

[Girlzilla88]

@Remedios      Man I wonder why some hits harder than others...Hopefully my TU and EQ won't be as bad XD

[Remedios]

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@Girlzilla88 wrote:

@Remedios      Man I wonder why some hits harder than others...Hopefully my TU and EQ won't be as bad XD

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My EQ was 790, other two at 765 or so. 

Scorecard reassignment brought them closer together, and while I didn't like it, to more realistic level, compared to others with lengthier history on the same scorecard.

I guess EX and TU needed "less adjustment" to put me in my place lol 

790 after 25 years of credit history isn't quite the "same" as 790 with 3 years, if that makes sense. 

[Girlzilla88]

@Remedios    It does man it's going to take me FOREVER to get to that 25 years.....SMH I wish my family had me on one of their cards like some of these other people so I could be at 25 years history faster XD      But I'll get there ....in 22 years X'D    LMAO 

[Girlzilla88]

Just a side note/update for this month my other two actually went UP this month after the 3 year adjustment LMAO so EQ and TU are higher only EX took the 'big hit'