@Anonymous wrote:
Glad I never opted in for this, something just didn't seem right all along. To me, allowing access to my bank accounts to artifically increase my score by 20-30 points simply didn't feel worth it. Especially when they clearly state that some lenders do not use said data from boost.
That right there tells me that boost is only cosmetic for the person adding it.
I never saw a 20-30 pt increase. I think there is only an 8 pt delta between my actual Experian Fico 8 and Amex monthly score. I think I will just keep it. 8 points I guess wont make any difference. I dont want to turn it on and off too much. I am just too scared now to touch anything on my credit.
