Ok I am a little confused... I've been reading on the forum that Experian doesn't sell their fico score anymore, but I went to their website and they have a 7-day-trial for $1 and they give you a fico score ... ???
I got my Experian FAKO from the experian site as well...if you read the very small print at the bottom of the page it explains that the score you receive is PLUS score...don't be fooled. I hate that I cant' join PSECU
@Chrisla2077 wrote:I got my Experian FAKO from the experian site as well...if you read the very small print at the bottom of the page it explains that the score you receive is PLUS score...don't be fooled. I hate that I cant' join PSECU
Yeah, I really wish more banks did what PSECU does for EX. Or that I'd started on this adventure a year or so ago when they were still taking non-PA residents... late to the party, and not fashionable this time!
It's one of the things I hate about living out West now, I can't get a moderately real score from the CRA that has the best resolution out here and as such is the most often used. I'm really hoping this new score site people keep talking about gets out of beta: I'd love to be able to get a real tri-pull on demand while I'm trying to build my credit towards a mortgage.
@Sophiamarie wrote:Ok I am a little confused... I've been reading on the forum that Experian doesn't sell their fico score anymore, but I went to their website and they have a 7-day-trial for $1 and they give you a fico score ... ???
EX sells what we call a FAKO score (not FICO). They are worthless. Very few lenders will use a PLUS or Vantagescore. Which website did you go to??? I personally believe freecreditreport.com is worth picking up a monthly membershop to because you'll see your EX file and daily updates to it.
Thank you everyone! 
I get my EX FICO from PSECU and so far my FICO has always been within 6-9 points of the Plus Score; the Plus Score being always higher.
@LS2982 wrote:
@Sophiamarie wrote:Ok I am a little confused... I've been reading on the forum that Experian doesn't sell their fico score anymore, but I went to their website and they have a 7-day-trial for $1 and they give you a fico score ... ???
EX sells what we call a FAKO score (not FICO). They are worthless. Very few lenders will use a PLUS or Vantagescore. Which website did you go to??? I personally believe freecreditreport.com is worth picking up a monthly membershop to because you'll see your EX file and daily updates to it.
Very true, you can refresh very often.