Experian score finally moved

Anonymous · ‎04-20-2019

@ridgebackpilot wrote:
My Experian score has been "dormant" for months, too. I suspect what that really means is I've reached a plateau. Going beyond that will require some old baddies to drop off completely before it will go any higher. That will happen in due course!

This can be the case when one reaches the ceiling of the scorecard that they're in. I think I went about a year with my TU FICO 8 score at 768, which seemed to be related to the dirty scorecard that I was in.

FireMedic1 · ‎04-20-2019

Yeah for Mom! I went thru the same thing earlier in the year. TU stayed below 740 for 14 months all thru 2018 until it finally moved past 740 or 6 pts. Its frustrating. But take what you can get.

CreditCharmer · ‎04-23-2019

Experian is my slow mover as well. Ughhhh! I’m only at a 701, it took me forever to get here. If I eat too many carbs or skip my daily prayer, it will drop a point or two. It’s so fickle

Credit is a lot like a Reputation....It takes 20 years to build it and five minutes to ruin it. If you think about that, and you will do things differently.