Uhh...come again?
After a hard inquiery from a potential mortgage lender, my Experian FICO 8 shot up 45 points out of nowhere? Is this some sort of mistake or has anyone else had this happen before?
The inquiry only triggered the alert. Something else caused the score increase. Have you pulled your report lately?
@medicgrrl wrote:The inquiry only triggered the alert. Something else caused the score increase. Have you pulled your report lately?
+1.
Also mortgage inquiries have a grace period of 30 days, they don't count against your FICO scores at all during this period, so indeed something else changed.
