F8 749 vs 750

[W261w261]

I know that 749 is a "good" score, whereas 750 is "very good," or so someone says. While it would better to have a higher-level descriptor applied to my score, does reaching say 750 from 749 really move you into another category that banks value more, or is it for them just one higher point on a continuum? I'm getting close, so am wondering if 750 is just a feel-good aspirational score, or if truly puts me on a higher plane of some kind? 

[coldfusion]

Assigning a score of 750 (or 740, or 720, or whatever) as a demarc between "good" and "very good" is pretty arbitrary.  What really matters are what senarios you might encounter that has a hard limit where having a 749 dictates one outcome and 750 another.

A specific real-world example would be an issuer that has a hard requirement of a specific score to get the lowest available interest rate on a card or mortgage.   

[babygirl1256]

About 2 years ago, I experienced the same issue with Experian (EX) but I was stuck at 739 and EX reflected 740 as very good . . . no matter what I did it seemed as if i couldn't get to 740 and then I started to pay balances down and whohoo I bypassed that and embarked on 800 . . . now I can't seem to get Equifax to 800 but I'm working on it!!! Best wishes to reaching your desired score! 

[SouthJamaica]

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@W261w261 wrote:

I know that 749 is a "good" score, whereas 750 is "very good," or so someone says. While it would better to have a higher-level descriptor applied to my score, does reaching say 750 from 749 really move you into another category that banks value more, or is it for them just one higher point on a continuum? I'm getting close, so am wondering if 750 is just a feel-good aspirational score, or if truly puts me on a higher plane of some kind? 

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No, it is not a higher plane.

[FireMedic1]

Your 749 is in the same catagory as a 750. You didnt happen to look at Credible's chart? It has the cut line at 749 to 500. There are so many variations of the good and very good on so many charts. 25 charts will have different cut lines.