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FICO 2 & 8 Datapoint

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Dbremer
New Contributor

FICO 2 & 8 Datapoint

Trying to get mortgage scores up! 

Not sure it's really "data" worthy but...

FWIW:

PenFed Gold $6470/$6500

paid down to $1235/$6500 (19%)

 

FICO 2-596 to 624 (+28) Yay!

FICO 8-638 to 644 (+6) Interesting...

I figured the opposite would happen. 

 

Who would've thought paying down debt would raise your scores?!?! Smiley Very Happy

Awaiting one more card to report from 101% to ZERO!  Hope to see more movement when it reports. 

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1 REPLY 1
FireMedic1
Community Leader
Mega Contributor

Re: FICO 2 & 8 Datapoint

Thats how it works. Lower util %'s higher scores. Get all your cards to 0% and 1 at 6%. Then you'll see more gains. Congrats.



BK Free Aug25
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