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Trying to get mortgage scores up!
Not sure it's really "data" worthy but...
FWIW:
PenFed Gold $6470/$6500
paid down to $1235/$6500 (19%)
FICO 2-596 to 624 (+28) Yay!
FICO 8-638 to 644 (+6) Interesting...
I figured the opposite would happen.
Who would've thought paying down debt would raise your scores?!?!
Awaiting one more card to report from 101% to ZERO! Hope to see more movement when it reports.
Thats how it works. Lower util %'s higher scores. Get all your cards to 0% and 1 at 6%. Then you'll see more gains. Congrats.