@Cory88 wrote:What are some good ways to bring up that score? I'm right now at 751 and try to get it to the 780 or 790 range. My AooA is 4 years. Credit card debit is like $1200 to $1500 that reports over 5 cards. Three student loans with a total balance of about $3500. Two new ones from Jul 2021 and one from Oct 2020. I'm trying to increase my score to help my chances to get a pre approved offer with DCU, I know their is no guarantee with it but wanted to put my best foot forward. Ta!
1. Make no credit applications of any kind, or do anything that could trigger a hard credit pull.
2. Maintain your 5 revolvers so that 4 report zero balances, and 1 reports a small balance before you pay it off. Let the small balance card be a bank card, not a store card or credit union card.
