FICO 8 model compared to other industry models

[CreditBob]

When the FICO 8 base model goes up, does it always mean that the other FICO models will go up? If so, by how much? Has anyone ever done a comparison?

[JoeRockhead]

No, in fact your Score 8 can go up and you might see some of your other scores go down (slightly) and vise versa as they (scoring models) are all based on slightly different criteria, as well as how the different CRAs score you. For example, you might gain Score 8 points across the board, but go down on your Auto 9 or 10T scores with EQ, but up with TU and EX.  

[SouthJamaica]

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@CreditBob wrote:

When the FICO 8 base model goes up, does it always mean that the other FICO models will go up? If so, by how much? Has anyone ever done a comparison?

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No it doesn't mean that the others go up.

People on this site are constantly trying to discern the differences among the various scoring models.

[rosco75]

To really understand the scoring models and how they interact with one another, one must first understand the nature of reality from which everything arises from moment to moment where time and space are only concepts dreamt into existence out of nothing by individuals who cannot be differentiated because difference is an idea formed from thought within this physical realm which is only a dream having no form of its own.

in short...you'd have a better chace at quantum physics. 

[FireMedic1]

@CreditBob 

Here ya go....... Figure this out. I'm not going to use one brain cell to even try to.  Newest pull:

Current 8 below.......

Hope 10 never sees the light of day.

[Thomas_Thumb]

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@rosco75 wrote:

To really understand the scoring models and how they interact with one another, one must first understand the nature of reality from which everything arises from moment to moment where time and space are only concepts dreamt into existence out of nothing by individuals who cannot be differentiated because difference is an idea formed from thought within this physical realm which is only a dream having no form of its own.

in short...you'd have a better chace at quantum physics. 

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I took a required course in quantum mechanics a little over 40 years ago. It was Interesting at the time but, never used it and sure don't remember much of it, lol.

[AzCreditGuy]

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@FireMedic1 wrote:

@CreditBob 

Here ya go....... Figure this out. I'm not going to use one brain cell to even try to.  Newest pull:

Current 8 below.......

Hope 10 never sees the light of day.

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Fico 10 seems bad, what are the factors that drags your  score down  that much from Fico 9?

[CreditBob]

The FICO 10 models use trended data. Keep balances low. On this video link, this person worked at both FICO and Equifax.

https://youtu.be/SBwkL5x1cos

[FireMedic1]

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@AzCreditGuy wrote:

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@FireMedic1 wrote:

@CreditBob 

Here ya go....... Figure this out. I'm not going to use one brain cell to even try to.  Newest pull:

Current 8 below.......

Hope 10 never sees the light of day.

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Fico 10 seems bad, what are the factors that drags your  score down  that much from Fico 9?

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Like i said. Im not worried about it. I have been AZEO since rebuild began 7+ yrs ago. (Half the Members cringe :smileyhappy) Started with 1 card and grew to what it is now. I did not burn 1 CCC in BK. All for other things. I didnt even have a CC 15 yrs before BK. Young and dumb baddies were long gone. Makes no sense.