So I just pulled my EXPERIAN Scores here ... wow, I was shocked to see my FICO 8 shot up to 636 after a collection removal and UTIL paydown. Was at 581 in early August!
Now, my other scores are:
620 FICO 2 (FICO 04??)
634 FICO Bankcard 8
644 FICO 3 - no idea what this one is for
What does all this mean ?? I have 5 credit cards all 100% currenrt .. current UTIL shows overall 53% but this will drop to 43% when my CLI reports in 5 days . . my CU gave me $2000 CLI up from $1,000 line!! ;-) then, when my other card paydowns report ends of month and early October, it will go to about 33% overall. I'm assuming i will see a big bump once these all report?? I want to do a credit card App spree in October to add some nice Reward Cards. Right now I am focusing primarily on my EXPERIAN, as it is my best report, while I wait for disputes to finish on the other 2. EQ is horrid!!
So what do these other scores mean? FICO 2s ? I have a 16 pt difference there, not huge but still 16 pts is 16 pts espeically when a lender pulls you.
Weigh in FICO Experts! I want to maximize my approval odds come next month for my spree of adding 5-7 cards :-) Looking to add:
VentureOne & QuickSilver (CapOne), BofA Americard Rewards (Experian pull), AMEX (Experian pull), Citi Simplicity (Experian pull), Chase Freedom (Experian Pull) and Discover IT. Just a side note 
Thank you Yodas of the credit world !
EX 1B:
FICO 8 = self explanatory heh
FICO 3 = FICO 04
FICO 2 = FICO 98
Most of the cards you list are on a FICO 8 model.
Paying down your utilization as much as possible pre-app spree will be to your benefit; what's the timeline of October for? Those cards will still be there come 2016 when by your paydown plan you can get to the close to optimal for everyone stance of one card reporting a small balance and the rest reporting $0.
