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As an update, it appears the EX2 cutoff is above $27,000, as someone recently provided data showing a $27,000 card had an effect. So we’ve narrowed the cutoff down to somewhere over $27,000 and below $29,000. So we’ve narrowed it down another $1000.
Seems like whatever that dollar value ends up being will be sort of an oddball number. Makes you wonder who/how it was arrived at.
@Anonymous wrote:Seems like whatever that dollar value ends up being will be sort of an oddball number. Makes you wonder who/how it was arrived at.
@Anonymous you got that right. It has me wondering maybe it's $27,500? But $27,000 has an effect, so we can now recommend $27,000 or under for the EX2 CL cutoff. I am going from pre-existing knowledge that $29,000 did not work.
So, Community, do we have anyone with a ~$28,000 credit limit that's willing to experiment?
@AllZero @M_Smart007 @Slabenstein revise the recommendation for AZEO at EX2 to one bankcard with a credit limit no higher than $27,000, as we have narrowed it down another thousand. EQ5 & TU4 of course remain $35,000.
Better to just say one bankcard with a CL no higher than $27,000 for mortgage scores to make it easy?