Curious on thoughts of the FICO Resilience Index.
It seems like FICO is marketing it to lenders. I wonder if it's being used. I have never seen it mentioned when applying for credit.
We have a huge thread that discusses it in detail, if you're brave enough.
@Brian_Earl_Spilner wrote:We have a huge thread that discusses it in detail, if you're brave enough.
110 pages, I just spit soda across my keyboard. LMAO
I need to cruise the other sub forums more!
Thanks for the link.
@Brian_Earl_Spilner wrote:We have a huge thread that discusses it in detail, if you're brave enough.
@Brian_Earl_Spilner so I don't know whether to thank you or curse you for pointing me there, but I'm leaning towards curse. 
After reading through that hilariously entertaining thread, I was left completely hanging! I've been around long enough to remember Cassie and birdman as being such active contributors, but I took a long break myself and have no idea what happened. To cap it off the thread is locked! I can't help but to think we are the lesser for not having Cassie post here anymore.
All that time and all those posts, yet the resilience range only landed from 32-80. It has to lead one to believe that lower or higher would be insane outliers. I have to say that the thread did educate me enough to realize that I'm sitting at 72 resilience with 700+ FICO 8s because I have way too many revolvers and carrying big installment payments. It has no idea that my DTI is 30%ish, so it just thinks I'm a deadbeat.
Anyway, thanks for sharing that and I will keep an eye out if anything similar tracking the resilience index pops up. It does have much entertainment value!