@Anonymous wrote:
My Loan Mod. changed my maturity date from 2034 to 2037. Mortgage Mod. can impact your score by 70-90 points. Are Lenders required to tell consumers that Loan Mod. is considered a derogatory indicator?
Doubt it, but I don't know the legal details TBH. Generally anything not paid to the original terms can be a derogatory, implied you couldn't meet your obligation regardless of reason.
If you have access to the report data, how does it report explicitly?
