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TU somehow managed to add an account code / remark of "Closed by Consumer" to a credit card account that is still open with the creditor and has a status of "Open" in TU's system as well. The credit card company was very nice about submitting a mid-cycle update which will hopefully eliminate this notation.
My question in the meantime is, will the FICO model "read" this as a closed account because of the account code, or does it disregard these notations?
@Anonymous wrote:TU somehow managed to add an account code / remark of "Closed by Consumer" to a credit card account that is still open with the creditor and has a status of "Open" in TU's system as well. The credit card company was very nice about submitting a mid-cycle update which will hopefully eliminate this notation.
My question in the meantime is, will the FICO model "read" this as a closed account because of the account code, or does it disregard these notations?
Disregards them.
