FICO score 800+ can it be acheived ? how likely.

[Anonymous]

 I have a FICO score of 780 was as high as 790 no matter what I do it has never reached 800. If, anyone in the know has suggestions send them my way.  I have paid down debt to near zero kept utilization of credit limits below 20% all the normal things try to haul score up to no avail". Thanks, credit08

[MidnightVoice]

Have you checked the FICO High Achievers thread?

And is you average age and oldest age and oldes CC old enough?

[fused]

One of our mods, Haulingthescoreup, created a wonderful thread on this topic. Check it out!

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=12673

[Anonymous]

Thanks a lot Fused for the helpful info I read it and it shed some new light on the subject I myself are, new to the forum. Just trying to learn the ropes a bit will take some time to navigate thru all the various sections of the forum. Tahnks credit08.

[Anonymous]

Hey, Fused thanks  for the info you sent me it shed some new light on the subject for me I am new to, the forum. Just trying to learn the ropes a bit about all the different topics included in the forum its a blast talking to people about credit and also learning the lingo. Thanks credit08.

[Anonymous]

Midnight voice thanks for info it was very handy thanks for the prompt reply credit08.

[Anonymous]

Given that everything from 760 upwards is the same interest rate tier, is there a reason why you want to hit 800+?

[Anonymous]

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watchnerd wrote:
Given that everything from 760 upwards is the same interest rate tier, is there a reason why you want to hit 800+?

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At 800+ you can take advantage of extended 0% offers by having very high utilization on a single card, knowing that even after taking the resulting score hit you will still be in the tier for the lowest rates.