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FICP and Car Insurance

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EaglesFan2006
Established Contributor

FICP and Car Insurance

how much does bad credit effect car insurance...i've gotten several quotes but have resisted putting my SSN in becuase i don't want all those pulls.  So how much fluctuation could i expect with this?

 

also, does rate shopping for car insurance have the same kind of all in one inquiry that auto loan shopping has?  Are all auto insurance inquiries hard pulls...i don't get why they are as you aren't really applying for credit.

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Anonymous
Not applicable

Re: FICP and Car Insurance

Rates are adjusted based on credit. If I have a 600 score and you have 800 for same car driver etc. yours will be cheaper. Auto Insurance pulls are soft pulls and do not affect your score.
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