FOR FIRST TIME

[Anonymous]

although I lost 2 pts on EQ for going to 6% utilization upon

checking the simulator  I was in possible 850 range.

Never saw this range before: 800-850

Of course it was the pay down balances in 24 months

which I never do.  Usually pif.

[vanillabean]

Congratulations!

If I recall correctly from our household experience, you have to be at around 810 for 850 to be possible.

Do you have a new year's resolution for 2011? I think that by the end of it a FICO of 836 would be kind of nice.

[Anonymous]

I don't think it matters much except for your ego

when you're upwards of 780.

I went from 802 to 800 for a 6% utilization but I have

never seen a range of score that mentions 850.