Fico Scoring

[Anonymous]

What is the difference in "A" credit veruses "B" credit. I was told that I had "B" credit somewhere recently and I wondered what that means in terms of the fico score (the actual number). For example is "A" credit a fico score 700 or better?  If so what is the range for a "B" credit score?

[Anonymous]

"A" credit is considered prime by lenders...normally for mortgages you now have to have 680+ now for prime loans.

"B" is sub-prime and means the score more than likely was below 680.

[MidnightVoice]

Many lenders use "tiers" or levels.  My CU has A+, A etc.

The higher the better

720 ish is the cutoff for many lenders

[Anonymous]

The Vantage score [boo hiss] assigns a letter grade to scores also.

[Anonymous]

This is also true...and those run on a completely different score range.

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masdeocho wrote:

The Vantage score [boo hiss] assigns a letter grade to scores also.

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