I got a credit report from all 3 websites last month. It gave me scores of685 equi/729 trans/742 exper .Now I check each one again and they are much lower. They explain there is a monthly number and exact number ( called risk number/ plus number/ vague names). Is either of these similar to fico score or do I have to spend more money to make sure my scores are where they need to be for aline of credit I'm applying for> There's an app fee and I don't want to spend it if my scores aren't where they need to be. I thought they were easily till I found out there are so many numbers. I'm so confused
