Fico score went down

[Anonymous]

I've been paying all of my bills on time, keep what I owe low on my cards and don't apply for new credit.  My score has been steadily going up for the last year or so, but recently leveled off and actually went down a bit.  Is there something else I should try?

[Red1Blue]

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@Anonymous wrote:

I've been paying all of my bills on time, keep what I owe low on my cards and don't apply for new credit.  My score has been steadily going up for the last year or so, but recently leveled off and actually went down a bit.  Is there something else I should try?

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May be you were rebuckted causing the scores to go down a bit. I am sure scores will go back up again.

[chijo]

It's 3:30 am here as I am reading through the forum and I am a bit punchy. I just got a vision of Bob Ross that painter talking about "happy little buckets". LOL

[Anonymous]

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@Anonymous wrote:

I've been paying all of my bills on time, keep what I owe low on my cards and don't apply for new credit.  My score has been steadily going up for the last year or so, but recently leveled off and actually went down a bit.  Is there something else I should try?

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Not enough info.  Where are you getting your score?

[Anonymous]

Creditscorecard.com is where I follow my Fico score regularly, although there are a few other sources that give me different versions as well.

[SouthJamaica]

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@Anonymous wrote:

I've been paying all of my bills on time, keep what I owe low on my cards and don't apply for new credit.  My score has been steadily going up for the last year or so, but recently leveled off and actually went down a bit.  Is there something else I should try?

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We would need a lot more information.

What kind of accounts do you have?

On revolving accounts what are your limits and balances?

On installment accounts what are your original loan amounts and current balances?

What FICO scoring model are you referring to?