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Fico start date

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Anonymous
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Fico start date

Hello all,

I'm relatively young in the credit world. I'm sitting at 5 months. 

I opened a loan around the end of july (~28), however its reporting to equifax as opened 7/1/14. The same exact thing is happening on my experian report with a Wells Fargo card. showing start date of 7/1/14. My question is, will this factor into when i can get my first fico score? as in, on Jan 1, 2015, will i be able to get a score on those two bureaus, or will i have to wait until feb 1?

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