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Couldn't really find a spot for FICO milestones reached but two days ago on Credit Karma, my Equifax Vantage score jumped 5 points to 801! TU Vantage jumped 5 points also to 793. I've never seen the 800s ever in my life so this is an achievement! The huge payoff from Amazon Synchrony hasn't even reported yet so it's only up from here.
Nicely done! Congrats!
Now you just need to work on that net worth. (Just messing, obviously.)
Nice!
FICO® 8: 797 (Eq) · 777 (Ex) · 741 (TU)
Congratulations! 🥳
Looking forward to one day seeing the same!
Congrats
Since CK gives Vantage score, it might be wisely to look into Fico8 scores. Some insititutes like Discover, BOA provide it for free. Fico8 typically gets used for CC and loan qualifications and it can be way off from Vantage score.
PS: When I was new to the credit scoring, I was mainly counting on the scores that I was getting from CK (+780). Strangely, I got denited for two CCs. After digging into the reasons, I realized that I need to use Fico8 score (690), which was a bit marginal for CC applications
Congratulations!
Nice job. Somehow it feels like after 800, you've arrived.
That was only the vantage score. I now just got a notification that my Equifax score jumped 5 points to 803! But once my 2 new credit cards report I am sure it will go down again.
I had forgotten to update the above from Jan. 9th of CK. Still stands today.
@xenon3030 wrote:Congrats
Since CK gives Vantage score, it might be wisely to look into Fico8 scores. Some insititutes like Discover, BOA provide it for free. Fico8 typically gets used for CC and loan qualifications and it can be way off from Vantage score.
PS: When I was new to the credit scoring, I was mainly counting on the scores that I was getting from CK (+780). Strangely, I got denited for two CCs. After digging into the reasons, I realized that I need to use Fico8 score (690), which was a bit marginal for CC applications
Oh I already do that across all 3 for free. It was just the Vantage Scores showing back then when that was happening but it was progress!
Ragardless of Vantage score vs. Fico...congrats. Use this momentum to keep up the battle to achieve that which you strive for! Congrats!