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First Premier Bank - Shows As Account On Report

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DeadlyPersona
Frequent Contributor

First Premier Bank - Shows As Account On Report

Should I have it removed from my credit reports?

 

When I first started my credit journey, First Premier Bank was a card I chose....but for a brief moment.  I opened the account in January 2014 and closed the account within 10-15 days.  During that time frame First Premier Bank reported to all 3 credit bureaus the $300 credit limit (even though I did not receive a card from them).

 

The account shows the status as "pays account as agreed" and remarks "account closed at consumer's request".

 

 

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2 REPLIES 2
Revelate
Moderator Emeritus

Re: First Premier Bank - Shows As Account On Report

What would be the basis for getting it removed?

 

Does it look bad, maybe; awkward certainly.  Not a single national bank card in your siggy?  Might be worse than FP to some underwriters. Smiley Happy.




        
Message 2 of 3
DeadlyPersona
Frequent Contributor

Re: First Premier Bank - Shows As Account On Report

There is no activity showing for that account.  That is why I asked the question "should I have it removed?"

 

Not sure what looks good on a credit report and what doesn't.....still learning.  Smiley Happy

 

As far as no prime cards in my signature, well I'm still in my building stage.  I've come from a person that had no credit history to slowly gathering credit.  I also know my financial limitation.

 

Eventually, I will add a prime card or two in my signature....but all in my own timing. Smiley Happy

 

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