First month AZEO

[Anonymous]

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@Caught750wrote:
Perfect, thanks for the info Ohio! It's Amex so I'm sure I'll be good at $5

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You mention your card will be an Amex.  It's an Amex credit card, right?  Not a charge card?  For AZEO, the one card reporting a balance should not be a charge card (or an AU card).

[Caught750]

It is a credit card, I have a charge as well but am very aware of the difference. I have no AU cards. All rebuilding is being done solo.

[topgunvf]

Congrats OP on your progress simply outstanding! They say shoot for 8.9% and below for optimal results because FICO rounds up and erego 8.9 results in 9%. So 9.4 equates to 10% from what I gather from HeavenOhio and CreditGuyInDixie. Congrats again on your rebuild progress keep it going!!

[Anonymous]

Any news yet OP? Curious to see how your scores were affected!

[Caught750]

Only one card may have reported so far and the rest will be in the next week or so. So far I've seen EQ jump 5 points for no apparent reason. The card that may have reported had a 2% balance on it last month and 0 this month and that's all I can think of. There was no reason given for the increase and the score came from here.