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Forum Fico Score and Fico Score from Amex

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trochosus
Member

Forum Fico Score and Fico Score from Amex

I currently have an American Express with FIA Bank that is connected to my Fidelity investments. I recently applied for a credit increase and when I got my letter in the mail they said that my FICO scre is 762 while the Equifax FICO score that is the product on this forum is 722. My TU score here is 708 and they pulled from TU!

 

What is the reason for this huge difference?

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1 REPLY 1
marty56
Super Contributor

Re: Forum Fico Score and Fico Score from Amex

Welcome to the forum.  One possibility is that they pulled your EX FICO score.  Any major differences between your 3 CRs?

 

I forgot to add if you pulled your scores after they did, you should see an INQ on either of the TU or EQ reports, if they pulled from them.

1/25/2021: FICO 850 EQ 848 TU 847 EX
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